Considerations in work choices of U.S. Farm households: The role of health insurance

Mary Clare Ahearn, Hisham El-Osta, Ashok K. Mishra

Research output: Contribution to journalArticlepeer-review

18 Scopus citations


Most Americans receive their health insurance through employer-sponsored programs. Because farmers are self-employed, it has not been clear whether persons in farm households are as likely to have health insurance as all U.S. persons. We find that persons in farm-operator households are just as likely to have health insurance coverage. The majority of farm households allocate time to off-farm work that often provides employer-sponsored insurance. We estimate a two-stage simultaneous probit model to quantify the role of health insurance in increasing the likelihood of operators and spouses allocating time to off-farm work.

Original languageEnglish (US)
Pages (from-to)19-33
Number of pages15
JournalJournal of Agricultural and Resource Economics
Issue number1
StatePublished - Apr 1 2013
Externally publishedYes


  • Farm households
  • Health insurance
  • Labor allocation decision
  • Off-farm labor supply
  • Source of insurance

ASJC Scopus subject areas

  • Animal Science and Zoology
  • Agronomy and Crop Science
  • Economics and Econometrics


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